PRODUCT PURCHASE, PAYMENT
AND PARTICIPATION TERMS

By purchasing a product or service at this website or any website selling products and/or programs published or provided by Mojo Management Company, you agree that: National Bankcard Systems Of Durango WILL BE PROCESSING YOUR PAYMENT: National Bankcard Systems Of Durango is an authorized agent to bill and collect monies on behalf of Mojo Management Company (also referred to as “Mojo”). National Bankcard Systems Of Durango is not a collection agency, however, National Bankcard Systems Of Durango may refer accounts to a collection agency or attorney for debt collection and/or credit reporting. Mojo Management Company imposes an additional fee of $25 for: (1) any scheduled credit card authorization that is not approved; (2) any check that is presented to Mojo Management Company and subsequently returned or revoked for any reason; (3) any scheduled electronic funds transfer payment that is attempted by Mojo Management Company and subsequently returned or revoked for any reason. Additionally, a $7.50 late fee will be assessed to your account for any scheduled installment payment 10 days past due. A courtesy 9-day grace period is provided, however all payments are due on their scheduled due date. Additional $7.50 late fees accrue at 30 day intervals. Customer acknowledges responsibility to maintain a valid working credit card on file with Mojo Management Company for any recurring charges related to the purchase of an ongoing subscription product. If customer’s credit card on file expires, the expiration date is often renewed for two years. Customer authorizes Mojo Management Company to increase the expiration date two years and retry card. If approved, Mojo Management Company will waive the initial $25 service fee.

YOU ARE PURCHASING A PRODUCT AND/OR PROGRAM FOR EDUCATIONAL PURPOSES: You understand you are purchasing an educational program and associated educational materials provided in a group format. Not all of the materials provided and not all of the methods discussed will be completely applicable to your particular consumer and/or business activities. You understand that you are participating and receiving advice as part of a group. You acknowledge that Fred Reilly and his designee(s) cannot be aware of all the particulars surrounding your consumer and/or business activities at all times. You will therefore adapt, to your own situation and of your own volition, any advice Fred Reilly gives you or that you hear him give to other participants. You understand that Fred Reilly may mention or direct you to resources in the form of vendors, suppliers, professionals and independent contractors. You understand that these are for information purposes only and that Fred Reilly and/or Mojo Management Company cannot be held responsible for remedies to you for any loss or damage you experience in dealing with these resources. You understand that Fred Reilly and/or Mojo Management Company might receive remuneration, either actual or in kind, from these vendors, suppliers, professionals and contractors. You understand that the information that Fred Reilly will give you will not be all the information that exists on the subject of consumer and/or business activities, but is merely meant to compliment, amplify, supplement and direct you to other available information. You agree that Fred Reilly may — at his sole discretion — change, add to and/or substitute the educational materials described in this form and/or change, substitute, add to or schedule differently any teleconference call or other event described.

YOU HAVE FIFTEEN DAYS TO OBTAIN A REFUND: You state unequivocally that the date you purchase a product or register for a program (“your purchase date”) is the first complete discussion of the Product/Program you have had with Fred Reilly or any associated parties and that your registration date also constitutes your purchase date, even though your credit card may be charged or your check may be negotiated at a later date. You understand that you may rescind this purchase agreement and request a refund within fifteen (15) calendar days of your registration date for any reason, by writing to:  Client Services, Mojo Management Company, P. O. Box 2039, Haines City, FL 33845, Attn: Program Director. You understand that should you rescind this purchase and request a refund in the manner described above, you will be granted a refund, but will receive your refund only if and when you return all materials previously provided to you, including but not limited to audio CDs, written materials, conference call recordings and DVDs. Any rescission of this purchase and associated request for refund constitutes an express agreement by you to return all materials, except those materials specifically excluded. Any failure by you to participate in any portion of a Program’s activities does not entitle you to any extension of your Program past your scheduled completion date, nor does it entitle you to a refund of any Program Fees paid.

NO PROMISES ARE BEING MADE THAT YOU WILL SAVE MONEY OR ACHIEVE SUCCESS: You understand and agree that Fred Reilly, Mojo Management Company, nor its employees, officers, designee(s) nor assign(s) do not warrant any particular level of success from your participation in any program nor from your use of any educational product. You expressly acknowledge that no promises have been made to you, either express or implied, verbal or written, regarding any legal fees or expenses you might save or any costs you might earn back, including your original participation fee, due to your participation in any program or use of any product. You understand that Fred Reilly and Mojo Management Company maintain independent legal and consulting businesses that are separate from Products and Programs offered at this website. You understand Fred Reilly may choose equity-participation clients from amongst Product purchasers or Program participants, however, nothing written and/or stated verbally by any party is a guarantee that you will become an equity-participation client. Such offers can only be made in writing by Fred Reilly.

NO ONE IS LIABLE FOR DAMAGES YOU MAY INCUR FROM YOUR PARTICIPATION: You expressly agree to defend, indemnify and hold harmless Fred Reilly, Mojo Management Company, their respective companies and officers, directors, employees, designees, agents and affiliates from all claims, losses, damages, judgments, liabilities, obligations, costs and expenses, including attorney’s fees and costs, directly or indirectly incurred by any party related to any claim that arises from or in connection with your purchase/use of any Product or Program or from your participation in any Program.

THIS DOCUMENT DESCRIBES YOUR COMPLETE UNDERSTANDING OF THE PROGRAM OR PRODUCT BEING PURCHASED: You agree and understand that your purchase of any Product and/or registration for any Program constitutes de facto agreement with this Disclaimer and Participation Agreement. This Disclaimer and Participation Agreement describe your entire understanding of the agreement between the parties and you are not relying on any other understandings, express or implied, between the parties. The paragraph headings used herein are for convenience only and do not constitute part of this Agreement. This Disclaimer and Participation Agreement Release shall be governed in accordance with Florida law, may be amended only in writing, and constitutes the entire agreement of the parties with respect to its subject matter. Any disputes arising hereunder or concerning the subject matter of this release shall be resolved by binding arbitration in Bartow, Florida in accordance with the Florida Arbitration Code (Chapter 682, Florida Statutes). By purchasing a product or service you acknowledge and agree that you have read this Disclaimer and Participation Agreement and understand it.